Can Your Retirement Plan Handle Real Life?

Stress-Testing a Retirement Plan: How savings, insurance, guaranteed income and tax planning can hold up against longevity, bereavement, health and care changes.

A retirement plan can look perfectly sound on paper - until real life happens.

What happens if someone lives longer than expected? A spouse dies? Health needs change? Care becomes necessary? Income or tax circumstances shift? The challenge isn't necessarily predicting exactly what will happen; it's thinking about whether a plan has enough flexibility to cope with different versions of retirement.

Chris can explore how families can think about savings, insurance, guaranteed income and tax planning as pieces of a broader strategy designed to withstand life's unexpected changes.

It's a compelling conversation for hosts because it moves retirement planning away from “What's your number?” and towards a more useful question: “What happens when retirement doesn't go exactly according to plan?”

About Chris Maduri

Chris Maduri, podcast guest

Retirement & Life Transitions Expert

Nearly 20 years Helping people prepare for retirement4 Pillars of sustainable retirement planning3 Buckets in his wealth-building approachSales Director Named by Financial Marketing Group in 2013

Chris Maduri has spent nearly two decades helping people prepare for more than retirement - he helps them prepare for the life that comes after work.

Because retirement isn't simply the day the pay cheque stops.

It can change your identity, your marriage, your relationship with your time, your health, your family and your sense of purpose. And Chris believes that's the part of retirement planning most people don't talk about.

Chris began his career just before the 2008 Financial Crisis, an experience that fundamentally shaped how he thinks about risk. Watching carefully constructed plans come under pressure taught him that assumptions can fail - and that a retirement plan needs to work in the real world, not just on paper.

But after nearly two decades in the industry, Chris has come to see that financial preparation is only one part of the equation.

The bigger question is: What are you actually retiring to?

Chris describes retirement as the "fourth quarter of life" - and, if you've done things right, a little overtime.His work explores what it takes to make that chapter meaningful: having financial confidence, maintaining your health, protecting the people you love, staying connected to a sense of purpose and knowing how you want to spend the years you've worked so hard to create.

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11+ podcast & stage appearances. Remote or in studio, broadcast-grade audio.

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