What Chris Maduri talks about

The Non-Financial Side of Retirement: How to plan for routine, identity, connection and purpose once working life ends.

A financially sound retirement can still feel unsettled when the structure of working life suddenly disappears.

For decades, work can provide more than a paycheque - it can provide routine, identity

…

Stress-Testing a Retirement Plan: How savings, insurance, guaranteed income and tax planning can hold up against longevity, bereavement, health and care changes.

A retirement plan can look perfectly sound on paper - until real life happens.

What happens if someone lives longer than expected? A spouse dies? Health needs change? Care becomes necessary? Income or

…

Retirement as a Relationship Transition: How couples can surface different expectations about time, independence and money and plan a retirement that works for both.

When work no longer structures the day, couples may discover different expectations about time, independence, money, and what retirement should look like. How can they talk about those differences…

Planning for Care Costs in Retirement: How home care, assisted living or nursing home costs could affect a retirement income strategy, and how families can prepare.

Most retirement conversations focus on the lifestyle people hope to enjoy - travel, hobbies, family and freedom. Far fewer talk about what happens when a significant portion of that retirement income…

Protecting Your Family Through How You Live: Connecting family responsibility with everyday decisions on health, longevity and money.

Most people would say they'd do anything for their family. But Chris challenges listeners to consider a harder question: are you actually living in a way that protects them?

That means looking at

…

Inside the Retirement Guarantee Market: what 15 years across 70 insurance carriers shows about pricing, fees and reliable income

Chris Maduri has worked with about 70 insurance companies over 15 years, so he has read the fine print behind more retirement guarantees than most advisers see in a career. He sorts them by one test…

Starting the Family Caregiving Conversation: How families can discuss care wishes, responsibilities and the financial side of care before a health crisis forces decisions.

Many families know the caregiving conversation is important - but keep putting it off because it feels uncomfortable, overwhelming, or simply too far away to worry about. The problem is that when a…

Longevity Planning: How to prepare health, energy, purpose and money for a retirement that could last thirty years or more

Chris Maduri asks the retirement question most plans quietly skip: what if the money has to last to 100, and what will those extra years actually feel like? He describes retirement as the fourth…

The Psychology of Drawing Down Savings: why the first withdrawal unsettles people who are already financially ready

Chris Maduri has spent nearly two decades walking people from earning money to living off it, and he finds the anxiety starts with the first withdrawal, long before markets do anything. Most…

Retirement Planning for Couples: How partners align on spending, location and long-term care before the last day of work

Nearly two decades of retirement planning have shown that the hardest part of the transition is rarely the money, it is the two people now sharing every hour of the day. Work supplies structure…

The Final Stage of a Retirement Plan: three decisions on spending, protection and health once the paycheck stops

Chris Maduri has spent nearly two decades getting people ready for retirement, and he argues the last stretch goes badly for those who prepared only the money. Most plans are built to preserve a…

Planning Later Life as a Couple: Discussing lifestyle, independence, care and where to live, beyond whether the money is enough.

Couples spend years planning weddings, children, careers and mortgages - but often reach later life without discussing what they actually want ageing to look like.

Chris can explore why growing old

…

Stress Testing a Retirement Plan Against 2008: what broke, what held, and what it means for people drawing income now

Chris Maduri began his career just before the 2008 financial crisis, and spent his first years watching plans that looked solid on paper come apart under pressure. That start shaped how he judges…

Dementia and Family Finances: The legal, account and care-funding decisions a family should settle while a loved one can still take part

Chris Maduri helps families act in the short stretch between a dementia diagnosis and the day a parent or spouse can no longer sign for themselves. After nearly two decades in retirement planning, he…

The Twelve Months Before Retirement Income Starts: five decisions that set up the drawdown years

Chris Maduri compares retirement to climbing: years of preparation go into reaching the summit and almost none into getting back down, which is exactly where people get hurt. In nearly two decades of…

Planning for Ageing and Long-Term Care Early: Why families should discuss dementia and care options before a crisis forces financial decisions under pressure.

Families often avoid conversations about ageing, dementia and long-term care because they're uncomfortable. But waiting until a crisis happens can leave families making major financial and care…

Supporting Adult Children in Retirement: How much financial help to give, when it becomes a risk, and how to set limits kindly

Chris Maduri works with parents who want to help their grown children with a deposit, a debt or a difficult year, and who are quietly putting their own retirement at risk to do it. As a father…

Planning for Care as a Couple: Deciding on care at home or other settings, and paying for care while protecting the healthy partner's income and independence.

Most couples plan for retirement together - but how many have actually talked about what happens if one of them can no longer manage independently?

This conversation looks at the decisions couples can

…

The Retirement Red Zone: Managing market, spending and identity risk in the first five years after work ends

Chris Maduri began his career just before the 2008 financial crisis and watched carefully built retirement plans come under pressure in real time. That experience shapes his view that the first five…

Paying for Long-Term Care Once It Has Started: The practical questions, resources and financial options for families already navigating care.

When care is already needed, families don't have the luxury of putting off the financial conversation. Whether care is being provided at home, in assisted living, or in another setting, the immediate…

Long-Term Care Within a Lifetime Financial Plan: Why families should plan for possible care needs before a crisis forces emotional and financial decisions.

Nobody wants to imagine needing long-term care. So many families simply hope they'll never need it. But hope isn't a plan — and when care becomes necessary, families can suddenly face difficult…