What Chris Maduri talks about

Retirement Risk Is Different: sequence risk, longevity and decision fatigue in the drawdown years

The mindset that helps someone accumulate wealth is not always the mindset that helps them live off it wisely. Chris can break down why retirement introduces a different set of risks - including…

The Psychology of Drawing Down Savings: why the first withdrawal unsettles people who are already financially ready

Chris Maduri has spent nearly two decades walking people from earning money to living off it, and he finds the anxiety starts with the first withdrawal, long before markets do anything. Most…

Stress Testing a Retirement Plan Against 2008: what broke, what held, and what it means for people drawing income now

Chris Maduri began his career just before the 2008 financial crisis, and spent his first years watching plans that looked solid on paper come apart under pressure. That start shaped how he judges…

The Twelve Months Before Retirement Income Starts: five decisions that set up the drawdown years

Chris Maduri compares retirement to climbing: years of preparation go into reaching the summit and almost none into getting back down, which is exactly where people get hurt. In nearly two decades of…

Inside the Retirement Guarantee Market: what 15 years across 70 insurance carriers shows about pricing, fees and reliable income

Chris Maduri has worked with about 70 insurance companies over 15 years, so he has read the fine print behind more retirement guarantees than most advisers see in a career. He sorts them by one test…

The Final Stage of a Retirement Plan: three decisions on spending, protection and health once the paycheck stops

Chris Maduri has spent nearly two decades getting people ready for retirement, and he argues the last stretch goes badly for those who prepared only the money. Most plans are built to preserve a…