About Scott Baker
Founder of Toast Finance & Advocate for Sustainable Personal Growth and Purpose-Driven Business Goals
Nearly $500M Loans settled with his team20 years Fashion retail career5 countries Cotton On brand expansionFounder & CEO Toast Finance
Scott Baker is a business leader who has navigated a remarkable career shift with purpose and clarity. During his 20-year tenure in global retail leadership at the Cotton On Group—an Australian-based global retailer—Scott played a pivotal role in scaling the brand from 15 stores to over 200 across five countries. This experience honed his expertise in marketing, customer experience, and leadership, setting the stage for his transition to entrepreneurship. Today, as the Founder and CEO of Toast Finance, Scott leads a thriving mortgage broking business that prioritizes trust, education, and meaningful client relationships.
A leader in his industry, Scott attributes much of his business success to his focus on personal branding. By positioning himself as a trusted and authentic expert, he has grown Toast Finance into a standout brand in a competitive field. Scott emphasizes that personal branding isn’t just a tool for brokers—it’s a universal strategy that can accelerate success across industries. He shares insights on building an impactful brand that aligns with your values and resonates with your audience.
Education is at the heart of Toast Finance. Scott is passionate about empowering clients to build financial confidence, offering clarity in what is often a confusing and overwhelming process. His client-focused approach transforms complex financial concepts into actionable insights, helping people navigate milestones like homeownership and investment with confidence.