Transforming High EMRs and Improving Business Operations

Rocio can define what an Experience Modification Rate (EMR) is and why it’s crucial for businesses, particularly in the construction and staffing industries. She can share success stories of clients who have turned around their high EMRs through targeted interventions, such as enhanced safety protocols and proactive claims management. Moreover, Rocio can emphasize the broader business benefits of lowering EMRs, including increased profitability, better employee morale, and enhanced ability to reinvest in business growth.

About Rocio Luna

Rocio Luna, podcast guest

Expert Workers' Compensation Specialist and Risk Management Strategist

9+ years Insurance & claims experience6 states Workers comp expertiseCRIS Construction risk specialistFounder Rocio Insurance Services

Rocio Luna is a seasoned commercial insurance broker with a specialized focus on the construction and staffing companies. Rocio leverages nine years of experience in managing workers' compensation claims, particularly within the stringent regulatory landscapes of California, Arizona, Texas, Washington, Nevada, and New York. She is well-versed in dealing with high Experience Modification Rates (EMRs), helping businesses struggling with frequent workers' compensation claims, general liability, auto, and employment practices issues.

Rocio's approach is deeply rooted in risk management. She provides tailored risk management programs aimed at reducing premiums for businesses with 30 or more employees. Her expertise in cumulative trauma claims and state-specific workers' compensation laws has led to significant cost savings for her clients. Rocio is not just an insurance provider; she positions herself as a strategic partner, bridging the gap between employers, insurance carriers, and the often-misunderstood workers' compensation system.
Rocio’s entrepreneurial spirit led her to launch her consulting firm, specializing in risk management services for employers. As a workers' comp consultant, she helps manage claims to optimize insurance renewals—without the wait. Rocio provides insurance, and risk management through her business, Rocio Insurance Services.

As a podcast guest, Rocio brings invaluable insights into reducing workers' compensation costs and effective risk management strategies.

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6+ podcast & stage appearances. Remote or in studio, broadcast-grade audio.

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