Why Retirees Risk Losing Wealth in New Relationships

The fastest way to derail retirement plans isn’t market volatility-it’s entering a new relationship without protections in place. Later-life partnerships often bring blended families, property, and super balances into play, creating fertile ground for disputes and unexpected claims. Ian Macleod has helped thousands of Australians safeguard retirement wealth through binding financial agreements that set clear boundaries before emotions and commitments deepen. Drawing on real cases, he shows how private agreements preserve lifestyle security, prevent inheritance battles, and let retirees enjoy new relationships without putting their financial independence on the line.

About Ian Macleod

Ian Macleod, podcast guest

Empowering Relationships through Strategic Financial Planning

15+ years Financial agreement expertise1,000s Couples helpedThe New Daily Featured expert2006 Co-founded RP Emery and Associates

Ian Macleod is a seasoned professional with 15+ years of experience helping couples create legally binding agreements that define how finances will be treated before, during or after their relationship.

Since co-founding RP Emery and Associates with his wife, Nadia, in 2006, Ian has dedicated himself to providing Australians with a cost-effective alternative to traditional legal services.

Ian serves as a conduit between the legal and non-legal worlds. Whether helping couples who are proactively protecting their assets from a future family law claim or assisting those who have already agreed on property division, Ian's focus remains on mutual agreement and keeping people out of court.

His approach prioritises avoiding the adversarial nature of the legal and Family Court systems, offering a more harmonious, efficient and cost-effective alternative that preserves relationships and drastically reduces legal costs.

Financial planners, accountants, and mortgage brokers find Ian’s services invaluable for preserving their clients wealth. He offers a practical path through the legal and financial challenges that couples face when commingling finances.

As a podcast guest, Ian delivers actionable insights and engaging stories about financial agreements and alternative legal solutions. His practical advice and extensive experience make him a compelling speaker for professionals looking to enhance their support for clients navigating separations or entering new relationships...

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