Borrowed Time — The Pandemic Loans Now Coming Due for Small Business

Pandemic Loans and Small Business Debt: What happens when SBA and other COVID-era loans come due, and the options owners still have

Barry Levine has represented debtors for 45 years, and many of the small business owners he now works with took SBA and other pandemic-era loans to stay open. Most owners saw that money as a lifeline, not as debt with its own rules. He explains what happens when those loans come due for a business that never fully recovered: which obligations follow the owner personally, and what a legal closure or bankruptcy can and cannot do about them. Author of Bankruptcy Through the Looking Glass, he puts the process in plain language for owners who are not lawyers. Listeners leave knowing how to read their own loan exposure before the repayment letters decide for them.

About Barry Levine

Barry Levine, podcast guest

Bankruptcy Attorney and Debt Strategist for Everyday Americans in Crisis

45 years Representing people in financial difficulty1 book Author, Personal Bankruptcy Through The Looking Glass322 videos On his own bankruptcy YouTube channelBankruptcy attorney Massachusetts

The calls often come late: someone has ignored letters from the IRS, missed too many loan payments, or watched their small business slowly bleed out. They don’t open with legal questions. They ask if there’s any way out.

For almost 45 years, Barry Levine has answered that question with calm, practical guidance. A Massachusetts-based bankruptcy attorney, he works with individuals and small business owners navigating serious financial strain, people who are scared, out of options, and unsure what the next step even looks like. His work isn’t about judgement or quick fixes. It’s about helping people understand what tools are available, how the system works, and what choices they can still make.

What Barry sees again and again is that fear, not just debt, is what traps people. The legal process has structure, options, and predictable outcomes; what derails most clients is the panic that keeps them frozen in place. Barry’s role is to bring order to the chaos. With each case, he applies decades of legal experience to help clients understand what’s happening, what’s possible, and how to move forward with a strategy that restores both stability and control.

He first started practicing bankruptcy law in a hands-on Boston office while still in law school, learning case by case how to navigate both paperwork and people.

View profile →

Book Barry Levine for your show

17+ podcast & stage appearances. Remote or in studio, broadcast-grade audio.

Request an interview →
What Bankruptcy Actually Does with Attorney Barry Levine
0:00 / 45:33
Money Talk With Tiff· Listen to Barry Levine on air