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Timothy L. Smith, CFP

Timothy L. Smith, CFP

CFP®, Wealth Strategist, Financial Educator and Podcast Host

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Timothy L. Smith, CFP Podcast Episodes

Scale to Exit™ with Alejandra Santos

Scale to Exit™ with Alejandra Santos

Preserve the Win: Risk-Smart Wealth Moves Before (and After) Your Exit with Tim Smith

September 25, 2025

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About this episode

In this Scale to Exit episode, Alejandra Santos delves into a conversation with certified financial advisor and entrepreneur Tim Smith on how to preserve the big win well before a sale and long after the close. Tim unpacks the money misconceptions many owners bring from the boardroom to Wall Street, why liquidity beats “asset-rich but cash-poor,” and how to right-size risk without picking five “favorite” stocks.

You’ll hear practical pre-exit moves (tax/estate structures, trust strategies, and due diligence readiness) and post-exit frameworks for diversification, income needs, and avoiding decision paralysis. They also riff on AI hype vs. reality, crypto speculation vs. adoption, and the investor book Tim gives clients.

What you’ll learn

When to start funneling cash out of the business—and why illiquid real estate isn’t always first

A simple liquidity cushion framework + marketable, conservative instruments

Diversification that actually reduces risk (funds/ETFs > five stock bets)

Teaming up: the “quarterback” model across tax, legal, and wealth

Post-exit mindset: preserve the win, don’t chase 20% every year

Resources

• Extraordinary Popular Delusions & the Madness of Crowds

• Tim’s channel: “The Financial Dad” (YouTube)

Connect

Guest—Tim Smith https://www.linkedin.com/in/timothy-l-smith-cfp-r-b1293443/

Host—Alejandra Santos | IntoTheNext.com | Scale to Exit Podcast www.thealejandrasantos.com https://www.linkedin.com/in/aalejandrasantos

Chapters

00:00 Why Tim does this work

02:00 Owners’ biggest money misconceptions

04:30 When to start personal wealth planning

08:30 Liquidity > illiquid assets

12:45 Pre-exit tax & trust strategies

15:10 Due diligence that speeds a sale

17:10 Portfolio strategy after a transaction

22:30 AI & crypto: speculation vs. adoption

37:45 Identity shifts post-exit

44:00 Practical risk management (diversify)

49:15 “Preserve the win” mindset

Timothy L. Smith, CFP Podcast Episodes

The Deep Wealth Podcast - Unlock Your Deep Wealth—In Business and Life

https://www.podchaser.com/podcasts/the-deep-wealth-podcast-unlock-2060645/episodes/founder-and-ceo-timothy-l-smit-277157151

The Deep Wealth Podcast - Unlock Your Deep Wealth—In Business and Life

Dec 2025

Pursuit Of Purpose

From Stage Lights to Stewardship: Tim Smith’s Journey to Purpose

Pursuit Of Purpose

Dec 2025

Becoming An Elite Financial Advisor With Sten Morgan

207 Discovering What Type of Advisor You Want To Be with Timothy Smith

Becoming An Elite Financial Advisor With Sten Morgan

Nov 2025

Beyond Budgets Podcast

Family, Fraud, and Financial Literacy: Life Lessons from Tim Smith

Beyond Budgets Podcast

Oct 2025

Financially Intentional

The Financial Dad Shares Simple Steps That Actually Work - Episode 145

Financially Intentional

Oct 2025

EverydayFI

Let's hear from an expert - Meg's Money Musings with Tim Smith, CFP | Ep 69

EverydayFI

Sep 2025

Portfolio Pulse: The Money Podcast for Entrepreneurs

Custom Wealth Strategies for Uncertain Markets with Tim Smith CFP

Portfolio Pulse: The Money Podcast for Entrepreneurs

Sep 2025

Get Your FILL, Financial Independence and Long Life

Health, Wealth, Gratitude Transforms Lives with Tara & Timothy Smith

Get Your FILL, Financial Independence and Long Life

Sep 2025

Sales POP! Podcasts: Insights from Top Experts in Sales, Marketing, Leadership & More.

Navigating Financial Fraud in a New Era with Timothy Smith

Sales POP! Podcasts: Insights from Top Experts in Sales, Marketing, Leadership & More.

Sep 2025

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Latest episodes

The Deep Wealth Podcast - Unlock Your Deep Wealth—In Business and Life

https://www.podchaser.com/podcasts/the-deep-wealth-podcast-unlock-2060645/episodes/founder-and-ceo-timothy-l-smit-277157151

The Deep Wealth Podcast - Unlock Your Deep Wealth—In Business and Life

Pursuit Of Purpose

From Stage Lights to Stewardship: Tim Smith’s Journey to Purpose

Pursuit Of Purpose

Becoming An Elite Financial Advisor With Sten Morgan

207 Discovering What Type of Advisor You Want To Be with Timothy Smith

Becoming An Elite Financial Advisor With Sten Morgan

View all episodes →

Key topics

Exclusive Investment Strategies for the Modern Entrepreneur

Tim shares insights on innovative approaches to wealth management tailored for entrepreneurs, influencers, and creatives. Tim explains how his expertise in managing high-net-worth portfolios, combined with decades of experience, offers a unique perspective on strategic investing. He also shares actionable tips on navigating financial markets and building wealth sustainably, making complex financial concepts accessible to non-traditional audiences.

Why Creatives and Families Need Real Financial Literacy, Not Just Advice

Too many entrepreneurs, influencers, and even families with growing wealth discover the hard way that taxes, insurance, and investing aren’t optional details—they’re the foundation of long-term freedom. Traditional education rarely covers these essentials, leaving people talented in their craft but vulnerable in their finances. That’s where Tim steps in. As founder of Aurora Private Wealth and co-host of _The Financial Dad_ podcast with his daughters, Tim turns intimidating financial concepts into clear, relatable lessons. With four decades of experience and a mission to make financial literacy accessible, he shows audiences how to take control of their money and avoid costly mistakes. His stories connect across generations and industries, giving listeners a practical playbook for building confidence and security in their financial lives.

Why Trust Is the Missing Currency in Finance—and How to Spot Fraud Before It Costs You

Investment advisor fraud drains billions from Americans every year, yet most victims never saw it coming. The truth is, flashy credentials and polished presentations can mask dangerous conflicts of interest. Tim cuts through the noise with practical tools anyone can use to protect themselves. Drawing from decades in wealth management and the hard lessons behind his upcoming book, he explains how to identify red flags, ask the right questions, and demand true transparency from advisors. With his plainspoken, story-driven approach, Tim empowers audiences to safeguard their money, rebuild trust in financial guidance, and take charge of their financial futures.

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