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Ian Macleod

Ian Macleod

Empowering Relationships through Strategic Financial Planning

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Ian Macleod Podcast Episodes

Property Hub - Investment Insights & Inspiration

Property Hub - Investment Insights & Inspiration

Get Invested: Part 1 - Ian MacLeod on love, loss & legal landmines

June 21, 2025

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About this episode

The invisible threat that could derail your financial freedom — and how to protect yourself before it’s too late.

In this real and raw episode of Get Invested, Bushy Martin opens up the conversation on one of the greatest unspoken risks to financial independence: relationship breakdown.

Through a raw recount of his own divorce and the decades-long impact it had on his family, health and finances, Bushy highlights why love alone isn’t always enough to safeguard your future.

He’s joined by Ian Macleod from RP Emery, a seasoned legal publishing professional who helps couples create clear, fair, and legally binding Binding Financial Agreements (BFAs)—without the stress or cost of traditional law firms. Together, they explore why BFAs are not about planning for failure, but about preserving trust, protecting assets, and preventing emotional and financial devastation.

From the monkey jar analogy to plain-English contracts, Ian and Bushy reveal how proactive agreements can be the difference between long-term freedom and years of financial regret.

In this episode, you’ll discover:

The shocking stats behind divorce and its financial fallout

Why long-term property plans are vulnerable to relationship breakdown

How BFAs work to protect both parties — and why they’re a sign of trust, not distrust

How Ian Macleod helps couples create simple, understandable legal agreements

Why taking action while in love is the best investment in your future

Stay tuned for Part 2, where Bushy and Ian unpack BFAs for couples navigating separation and how to stay out of the courtroom.

About Ian Macleod:

Ian is the founder of RP Emery, a legal publishing company that bridges the gap between couples and complex legal systems. With 15+ years of experience, Ian empowers couples to craft mutually beneficial financial agreements that avoid the cost and conflict of court. His mission: protect relationships, finances, and freedom through plain-English, legally sound solutions.

Get your copy of the free ebook "Living Together and Your Financial Future”:

https://rpemery.com.au/safe/living-together-your-financial-future.pdf

Find Ian and RP Emery’s financial agreements at https://financialagreements.com.au

Find your Freedom Formula

Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour!

Find out more https://bushymartin.com.au/freedom-formula-course

Subscribe to Property Hub for free now on your favourite podcast player.

Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau

Book a personal solutions session with Bushy to go deeper on your specific property needs or challenges Continue the discussion with likeminded investors and experts on The Property Hub Collective Facebook group Get a copy of Bushy's book, Get Invested, for FREE, and find out what it takes for you to invest in living more, working less Get all Property Hub info here linktr.ee/propertyhubau

About Get Invested, a Property Hub show

Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth’ potential.

Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them.

Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free.

For business enquiries, email andrew@apiromarketing.com.

See omnystudio.com/listener for privacy information.

Ian Macleod Podcast Episodes

LIVE with Cullen Haynes

Interview with Ian Macleod

LIVE with Cullen Haynes

Feb 2025

Dollars and Making Sense

Prenuptual Agreements

Dollars and Making Sense

Oct 2024

Beanstalk Single Mums

Safeguarding Your Future: How Single Mums Can Protect Their Assets with Binding Financial Agreements

Beanstalk Single Mums

Sep 2024

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Latest video

Here's Why You Need a LEGAL ADVICE

Here's Why You Need a LEGAL ADVICE

Latest episodes

LIVE with Cullen Haynes

Interview with Ian Macleod

LIVE with Cullen Haynes

Dollars and Making Sense

Prenuptual Agreements

Dollars and Making Sense

Beanstalk Single Mums

Safeguarding Your Future: How Single Mums Can Protect Their Assets with Binding Financial Agreements

Beanstalk Single Mums

View all episodes →

Key topics

Divorce Is Australia’s Most Overlooked Wealth Destroyer.

Australians obsess over interest rates, housing bubbles, and super tax tweaks, yet the event most likely to gut a family’s finances is divorce. Separation drains super balances, triggers fire sales of homes, and even takes down small businesses. Ian Macleod has spent nearly two decades helping couples prevent those financial meltdowns with binding financial agreements—a tool he reframes as household risk management. By keeping couples out of the adversarial court system, he shows families, and the advisers who support them, how to safeguard wealth strategies from the personal crises that derail more fortunes than any market shock.

Why Divorce Puts Business Assets at Risk

For business owners, the greatest threat to their company may not be competition or cash flow—it’s divorce. When relationships break down, family law claims can force fire sales, drag partners into years of litigation, and even collapse entire businesses. Ian Macleod has spent 15+ years helping entrepreneurs shield their ventures with binding financial agreements, smart asset structuring, and proactive planning. Drawing on real-world cases, he shows how owners can balance fairness with protection, keeping businesses intact while avoiding the legal quagmire that swallows so much personal and professional wealth. For accountants, advisors, and small business audiences, Ian offers practical strategies to safeguard both sides of the balance sheet before trouble strikes.

Why Couples Need a Plan Before They Split

The biggest threat to a couple’s financial independence isn’t missing the right investment—it’s not preparing for separation. When breakups happen without a plan, super balances get gutted, homes are sold in distress, and long-term wealth goals collapse overnight. Ian Macleod reframes binding financial agreements as more than legal fine print: they’re proactive tools for stability that protect both partners while strengthening trust. With 15+ years helping couples structure agreements outside the costly, adversarial court system, Ian shows how “planning for the worst” actually frees couples to pursue FIRE, property, and investing with confidence that their goals won’t vanish if the relationship does.

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