
Higher Education Thought Leader, Leadership Strategist & Financial Empowerment Advocate

Know Your Why Podcast with Dr.Jason Balara
June 11, 2025
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About this episode
In this episode of the Know Your Why Podcast, Dr. Jason Balara sits down with Dr. Cedric Howard, author of Freedom: Step-by-Step Guide to Wealth and Financial Independence and a transformative voice in higher education. Dr. Howard shares his powerful journey from growing up on welfare to becoming a builder of generational wealth. He discusses how financial literacy, education, and mentorship became the foundation of his purpose and the guiding principles behind his family's approach to wealth building. With a deep focus on the importance of purpose, planning, and legacy, Dr. Howard emphasizes the power of early financial conversations, the strength found in sacrifice, and the critical need for financial empowerment in underserved communities.
Key Highlights:
- Dr. Howard’s signature bow tie is more than fashion—it represents respect, tradition, and his family's legacy.
- Education was the catalyst for breaking generational cycles of poverty and creating wealth.
- His family’s wealth-building strategy is anchored in the “Three Ps”: Purpose, Plan, and Promise.
- Financial literacy is especially vital for historically underserved communities and should begin at home.
- True growth often requires sacrifice and a willingness to confront internal beliefs about money.
Dr. Cedric Howard’s story is a testament to the transformative power of education, purpose, and intentional planning. His mission to uplift families and communities through financial literacy and legacy-building offers practical wisdom and hope to anyone seeking financial freedom. This episode of the Know Your Why Podcast is a must-listen for those ready to challenge the status quo and rewrite their family's financial future.
Get in touch with Cedric:
Website: https://cedricbhoward.com/
IG: https://www.instagram.com/cbhoward506/
FB: https://www.facebook.com/cedric.howard1/
LI: https://www.linkedin.com/in/dr-cedric-b-howard/
YouTube: https://www.youtube.com/@bowtiechronicles
If you want to know more about Dr. Jason Balara and the Know your Why Podcast:
https://linktr.ee/jasonbalara
Audio Track:
Back To The Wood by Audionautix is licensed under a Creative Commons Attribution 4.0 license. https://creativecommons.org/licenses/
Artist: http://audionautix.com/

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