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Dr. Cedric Howard

Dr. Cedric Howard

Higher Education Thought Leader, Leadership Strategist & Financial Empowerment Advocate

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Dr. Cedric Howard Podcast Episodes

Know Your Why Podcast with Dr.Jason Balara

Know Your Why Podcast with Dr.Jason Balara

Interview with Dr. Cedric Howard

June 11, 2025

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About this episode

In this episode of the Know Your Why Podcast, Dr. Jason Balara sits down with Dr. Cedric Howard, author of Freedom: Step-by-Step Guide to Wealth and Financial Independence and a transformative voice in higher education. Dr. Howard shares his powerful journey from growing up on welfare to becoming a builder of generational wealth. He discusses how financial literacy, education, and mentorship became the foundation of his purpose and the guiding principles behind his family's approach to wealth building. With a deep focus on the importance of purpose, planning, and legacy, Dr. Howard emphasizes the power of early financial conversations, the strength found in sacrifice, and the critical need for financial empowerment in underserved communities.

Key Highlights:

- Dr. Howard’s signature bow tie is more than fashion—it represents respect, tradition, and his family's legacy.

- Education was the catalyst for breaking generational cycles of poverty and creating wealth.

- His family’s wealth-building strategy is anchored in the “Three Ps”: Purpose, Plan, and Promise.

- Financial literacy is especially vital for historically underserved communities and should begin at home.

- True growth often requires sacrifice and a willingness to confront internal beliefs about money.

Dr. Cedric Howard’s story is a testament to the transformative power of education, purpose, and intentional planning. His mission to uplift families and communities through financial literacy and legacy-building offers practical wisdom and hope to anyone seeking financial freedom. This episode of the Know Your Why Podcast is a must-listen for those ready to challenge the status quo and rewrite their family's financial future.

Get in touch with Cedric:

Website: https://cedricbhoward.com/

IG: https://www.instagram.com/cbhoward506/

FB: https://www.facebook.com/cedric.howard1/

LI: https://www.linkedin.com/in/dr-cedric-b-howard/

YouTube: https://www.youtube.com/@bowtiechronicles

If you want to know more about Dr. Jason Balara and the Know your Why Podcast:

⁠⁠https://linktr.ee/jasonbalara⁠⁠

Audio Track:

Back To The Wood by Audionautix is licensed under a Creative Commons Attribution 4.0 license.⁠⁠ https://creativecommons.org/licenses/⁠⁠

Artist:⁠⁠ http://audionautix.com/

Dr. Cedric Howard Podcast Episodes

Growth Hacking Culture

Interview with Dr. Cedric Howard

Growth Hacking Culture

May 2025

Black on Black Education Podcast

Interview with Dr. Cedric Howard

Black on Black Education Podcast

Apr 2025

Parenting Teens: Advice Redefined for Today's Complex World

#81 "Preparing Teens for the Future: Insights on Education, Habits, and Mental Health" with Dr Cedric Howard

Parenting Teens: Advice Redefined for Today's Complex World

Apr 2025

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Latest video

Dispelling misconceptions about SEM Planning: AN Interview with a Senior Enrollment Officer

Dispelling misconceptions about SEM Planning: AN Interview with a Senior Enrollment Officer

Latest episodes

Growth Hacking Culture

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Parenting Teens: Advice Redefined for Today's Complex World

#81 "Preparing Teens for the Future: Insights on Education, Habits, and Mental Health" with Dr Cedric Howard

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Key topics

Leading in an Era of Crisis: Why Confidence, Courage & Emotional Intelligence Matter More Than Ever

From corporate layoffs to burnout in the workplace, leadership is being tested like never before. In a world where trust in institutions is declining and workplace expectations are shifting, leaders must go beyond traditional decision-making and embrace emotional intelligence, adaptability, and resilience. Dr. Cedric B. Howard explores how today’s leaders can navigate uncertainty, foster trust, and create a workplace culture that prioritizes well-being while driving success. Drawing from his personal journey as a first-generation college graduate turned senior higher education leader, he shares actionable strategies to help professionals lead with confidence and purpose in an era of disruption—whether in academia, business, or beyond.

The Future of Leadership in Higher Education: Building Resilient, Emotionally Intelligent Institutions

Higher education leaders are navigating an era of unprecedented change, requiring more than just administrative expertise—they need emotional intelligence, adaptability, and a deep understanding of student needs. Dr. Cedric B. Howard can discuss why leadership within academic institutions must prioritize resilience and student-centric decision-making to create a more inclusive, effective learning environment. He can share lessons from his own leadership journey, strategies for fostering trust-based institutional change, and why the ability to lead with empathy and courage is more critical than ever in shaping the future of higher education.

How Families Can Plan for College Without Crippling Debt

For many families, the cost of higher education feels like an insurmountable barrier, but early financial planning can make college more accessible—and without the burden of overwhelming debt. Dr. Cedric B. Howard has spent decades helping families navigate this process, developing financial literacy programs that guide parents and students in making smarter financial decisions as early as middle school. He can discuss the biggest financial mistakes families make when preparing for higher education, how to shift the mindset around long-term planning, and why financial literacy is one of the most powerful tools for breaking generational cycles of financial struggle. Drawing from his book Freedom: A Step-by-Step Guide to Wealth and Financial Independence, Dr. Howard provides actionable insights to help families and students secure a brighter financial future.

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